For SACCOs & Microfinance Institutions

Pitron FinOS

The financial operating system for modern cooperatives.

Eight Integrated Modules · One System
Delivered as SaaS
The Solution

Pitron FinOS.

“One unified platform. Eight powerful modules

Zero manual bottlenecks.”

Built specifically for SACCOs and MFIs — every module works independently or as one connected system.

SaaSSolving the affordability barrier that keeps SACCOs off modern systems.

01

Member Performance

02

Staff Performance

03

Loan Processing

04

Cash Collection

05

Branch Facilitator

07

Official Members

08

ERP ·

The Platform

Eight Modules. One System.

Member Performance Tracking
Live

Module 01

Member Performance Tracking

Evaluates SACCO members using saving streaks, transactions, feedback, and loan repayment performance to assign grades that reflect member behaviour.

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Staff Performance Tracking
Live

Module 02

Staff Performance Tracking

A staff evaluation system that measures employees against pre-defined targets and objectives using the Balanced Scorecard (BSC) model.

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Loan Processing System
Live

Module 03

Loan Processing System

Automates and streamlines loan application handling by managing approvals efficiently across company hierarchy levels.

Learn More
Cash Collection System
Live

Module 04

Cash Collection System

Supports SACCO field agents in receiving collection requests, collecting customer money for savings and loan repayment, and delivering it to branches.

Learn More
Branch Facilitator · Paperless
Live

Module 05

Branch Facilitator · Paperless

Helps SACCO branches reduce paperwork by enabling customers to request deposits and transfers through branch dashboard workflows.

Learn More
Official Members App
Live

Module 07

Official Members App

A mobile app for SACCO members to track loan progress, view performance, show interest in loans, and request a field agent for cash collection.

Learn More
ERP · Command Center
Live

Module 08

ERP · Command Center

A unified ERP system integrating finance, HR, inventory, and payroll — with every FinOS module feeding in automatically.

Learn More
Member Performance Tracking
Live

Module 01

Member Performance Tracking

Evaluates SACCO members using saving streaks, transactions, feedback, and loan repayment performance to assign grades that reflect member behaviour.

Learn More
Staff Performance Tracking
Live

Module 02

Staff Performance Tracking

A staff evaluation system that measures employees against pre-defined targets and objectives using the Balanced Scorecard (BSC) model.

Learn More
Loan Processing System
Live

Module 03

Loan Processing System

Automates and streamlines loan application handling by managing approvals efficiently across company hierarchy levels.

Learn More
Cash Collection System
Live

Module 04

Cash Collection System

Supports SACCO field agents in receiving collection requests, collecting customer money for savings and loan repayment, and delivering it to branches.

Learn More
Branch Facilitator · Paperless
Live

Module 05

Branch Facilitator · Paperless

Helps SACCO branches reduce paperwork by enabling customers to request deposits and transfers through branch dashboard workflows.

Learn More
Official Members App
Live

Module 07

Official Members App

A mobile app for SACCO members to track loan progress, view performance, show interest in loans, and request a field agent for cash collection.

Learn More
ERP · Command Center
Live

Module 08

ERP · Command Center

A unified ERP system integrating finance, HR, inventory, and payroll — with every FinOS module feeding in automatically.

Learn More
The Transformation

From fragmented operations to a single automated institution.

Drastically reduced paper consumption

Branches operate digitally end-to-end.

Loan processing — weeks to hours

Digital approvals routed in parallel.

Zero manual reporting

Every report auto-compiled, real-time.

Goals tracked in real time

Strategic plan compared live to actuals.

Reduced routine workload

Staff focused on members and growth.

Higher member satisfaction

Faster service, full visibility, at scale.

Get Started

Ready to bring Pitron FinOS
to your SACCO or MFI?

Book a demo and see all eight modules in action.

Book a Demo